4YoungDrivers

Information for vehicle owners interested in cover offered by 4YoungDrivers insurance brokers

4YoungDrivers is an independent intermediary that has strong relationships with Lloyd’s syndicates and major European Insurers and they pride themselves on their ability to negotiate the most competitive car insurance premiums around. They have specialised mainly in the areas of car insurance for young male and female drivers, those people that have gained driving convictions and owners of high performance cars and sports cars.

Young drivers have enough to worry about without having the stress of finding affordable car insurance. 4YoungDrivers try to make the job easier by sourcing and offering cheap car insurance for young drivers and they firmly believe that they can offer an unparalleled customer service. Also it can be only too easy to accumulate penalty points against your licence with speed cameras on the increase and temporary lapses in consentration, 4YoungDrivers can still offer good discounts for people who have any kind of motoring conviction.

Amongst their top tips to saving money on your car insurance are those below.

Don't declare a value for your car in excess of its market worth expecting the insurance company to pay out more if you have to make a claim. Your car insurance company will pay a maximum of the current market value of the car. Expecting a windfall allowing you to buy a far better car because the insurance paid out £40,000 for your 20 year old Escort ain’t gonna happen!

Be a careful and responsible driver. If you prove that you are a conscientious driver and keep a license free from penalty points and convictions you will be rewarded by the insurance companies with lower premiums, if you start adding speeding fines your insurance will rise with it. Be careful and do all you can to avoid accidents and your no claim discount will reduce your car insurance cost over time.

Using an insurance broker like 4YoungDrivers for your car insurance can be beneficial because they often offer some very good discounts through specialist insurers compared to direct insurers.

Young people in particular like to make their car look good, but be careful. Make sure you declare every modification as failing to do so can invalidate your insurance in the event of a claim. This includes apparently insignificant things like changing the wheels from standard to alloys, fitting engine modification kits and bodywork kits. This is because changing the appearance can affect the likelihood of the vehicle being stolen and any changes to the mechanics can affect the performance of the car and the effective insurance group that the it should be placed in. Care should also be taken that any performance enhancing changes made should be matched by suitable amendments to breaking and suspension systems so that safety is maintained.

Make sure your car is secure. Make sure it’s fitted with a thatcham approved security device to demonstrate that you are a responsible car owner and to reduce the risk of theft. And finally, to reduce costs further house the car in a garage overnight or at least have some off street parking to reduce the opportunity for night-time theft.

4YoungDrivers car insurance quote.