Pothole invasion adds to car insurance increase misery

With road maintenance being massively under-funded throughout much of the UK, car insurance quotes are set to escalate in response to the increasing number of claims arising from incidents involving potholes. Estimated at costing the nation’s motorists a whopping £320 million each year, potholes are an ongoing problem that is unlikely to ever be resolved, and as there are even more of them appearing since the recent cold snap, the chance of finding a cheap car insurance quote looks likely to remain slim for many years to come in the UK.

Quote comparisons will reflect the fact that Britain’s roads are gradually falling apart and the battle to prevent them deteriorating further is far from being won. Local authorities are paying out millions of pounds in compensation to the victims of potholes and therefore face increasing pressure to keep road surfaces in a satisfactory condition, the cost of which will inevitably be passed on in some way to both the driving and non-driving population of the UK. Car insurance quotes compare unfavourably to those offered a year ago, and even though increases to the cost of premiums is expected, cheap car cover will be hard to find as long as potholes litter the roads, pushing up the incidents of accidental damage.

Those driving along the same roads each day will become familiar with their local potholes, but extreme caution should still be employed until the necessary repairs have been made. Care should be taken to avoid potholes in the first place by allowing plenty of space for a clear view of the road ahead, and cyclists and motorcyclists should be given extra time and room in case they too need to take sudden evasive action. So for those who don’t want to see their next car insurance premium go through the roof, extra vigilance will be required on all UK roads for some time if you want to avoid a close encounter with a pothole!

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Posted on February 4th, 2010 under insurance claims.

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