Imported Car Insurance

Read our guide on how to find low cost insurance for imported cars

If you already own an imported car, or are thinking of buying this type of vehicle for the first time, you may be aware that imported car insurance premiums will be expensive. One reason for this is some foreign car parts are not necessarily readily available and have to be imported which is costly. Therefore, insurance companies reflect this in the premium. It is also true that many imported cars are top of the range models or high performance vehicles and are listed under high insurance groups.

Imported cars are usually categorised as either Grey Import or Parallel. It is important to know the differences as some brokers, or car insurance companies may not provide quotations for one of the different types. Grey import cars are not European Union approved which means the vehicles do not confirm to EU standards. Examples of these are either used or new Japanese cars built for the Japanese home market. Parallel imports are built according to EU standards and are therefore similar to UK specification. This type of vehicle is usually right hand drive. The attraction of Parallel imports is that savings can be made on the purchase prices of almost identical makes and models.

In terms of insurance for imported cars, it is easier to obtain quotations for parallel imports because they are known quantities as far as the insurers are concerned. However, as with all types of car insurance, it pays to shop around to get the best imported car quote as quotations will inevitably vary in price and the levels of cover offered.

Direct Choice car insurance is owned by Taylor Price & Co, an independent broker with specialist expertise in insuring grey import vehicles.

Get a quote for Insurance For Car Imports.