Car Insurance Brokers

Read Our Useful Guide on Brokers

Before Direct Insurance Companies and Internet based insurers burst onto the scene to sell and take the market share, the traditional way to buy car insurance was through a broker.

Major motoring organisations such as the AA and the RAC recognised that they could offer their members a major benefit if they bought their purchasing power to the car insurance market by offering a car insurance brokerage, not only to members but to the general public.

Despite market changes in the way car insurance is sold in the UK today, the average car insurance broker still has a major role to play and has adapted to meet the needs of modern customers. For those who prefer the personal touch, local and national based insurance brokers can still found on the high street. Swintons, the national high street chain are an example of a broker who can also offer car insurance online or over the phone in addition to their branch network.

Why Use a Car Insurance Broker?

By definition an insurance broker earns sales commission by selling other companies policies. As independent experts, their job is to offer impartial advice in helping you decide the level of car insurance cover required, for example, you may be undecided as to whether comprehensive or third party fire and theft cover is the best option for you. Their job is to then match those requirements with competitive quotes and products from their panel of car insurance companies. Comparing car insurance product quotations from different companies is not always straight forward. However, most insurance brokers are able to offer independent advice and point out the advantages and disadvantages of quotes as they work for you, not the car insurance company.

Look out for car insurance brokers who belong to BIBA who are the largest trade association for insurance brokers in the UK. BIBA members follow the General Insurance Council Standards codes of practice. It is worth noting that a member of BIBA is not tied in any one car insurance company and has to offer quotes from a variety of different insurers.

Online car insurance brokers

Budget Car Insurance
Budget are one of the UK's largest independent broker groups and form part of the International Budget Group. As well as car insurance they can arrange a range of other covers including van, taxi and home insurance together with car breakdown cover.

Direct Choice
Direct Choice car insurance is owned by Taylor Price & Co, an independent broker with specialist expertise in insuring grey import vehicles.

Endsleigh Car Insurance
Endsleigh are national brokers offering competitive UK online car insurance quotes from their extensive panel of companies and specialising in the insurance needs of career people, young drivers, women drivers and students.

Motor Quote Direct Car Insurance
Motor Quote Direct are a car insurance broker based in Wimbledon, London providing UK online car insurance quotes from their panel of leading companies including Norwich Union, Provident, Zurich, Cornhill, MMA and Fortis and specialising in the insurance needs of high performance, vintage, and classic cars drivers.