Esure Car Insurance

IInformation for car owners interested in Esure's insurance policies providing lower premiums for the careful driver

Halifax Bank of Scotland group owns the Esure brand which began selling UK car insurance in 1999. It was, and still is, committed to providing competitive quotes to drivers that have a proven careful track record. Following its success in car insurance, Esure now offers car, home and travel insurance cover. Their products are fully available online and via the telephone.

Esure car insurance premium rates are beneficial to drivers that have at least four years no claims discount and a clean driving record as this is their primary target population. This practice is aimed at minimising their claims expenses allowing them to offer competitive car insurance premiums. They also allow drivers to accumulate or transfer 70% no claims discount for five years claim free driving, increasing to a massive 75% for 10 years claim free. The company was conceived and is marketed as an internet brand, and due to the reduced costs they are able maintain downward pressure on premiums for their customers, including at least 10% discount for new customers buying online.

Online Esure provide fully comprehensive car insurance for social, domestic and pleasure purposes, for commuting to and from your normal place of work and for personal business use (provided you are not involved in certain occupations*).

Benefits include a courtesy car whilst yours is being repaired by a recommended repairer, all repair work undertaken by recommended repairers is guaranteed for 5 years, if your car is less than 1 year old and you are the only registered owner Esure will replace it if the cost of repairing it will be more than 60% of the last United Kingdom list price*. You can add Motor legal protection cover* and Breakdown assistance cover if desired.

As Esure car insurance is intended for the provably careful driver they have a list of assumptions that you should check carefully and ensure that you fullfil them before obtaining your online quote.

*Please note, conditions and policy limits will apply for all of the insurance products for cars mentioned above, please contact the insurer concerned for more information.

Esure car insurance quote