Norwich Union Direct Car Insurance

Information for car owners interested in Norwich Union comprehensive cover and third party insurance policies

Norwich Union offers a car insurance package which allows the customer to add various cover options. There are two different policies, comprehensive and third party fire and theft insurance, both of which offer legal expenses, European breakdown cover and courtesy cars as options.

The comprehensive insurance policy includes cover for audio equipment, windscreen damage, personal accident insurance and a network of approved repairers all of whom who offer a three year guarantee. There is also the reassurance that if you own a car that is less than 12 months old, Norwich Union promise to replace it with an identical car subject to availability if a total loss or theft occurs. Additional cover options applicable to the comprehensive policy option include Physio Fast which is a policy specifically designed to pay up to £400 towards Physiotherapy treatment should this be required to help you recover from injuries suffered following a car accident.

Unlike some standard third party fire and theft polices offered by other insurance companies, Norwich Union include cover for audio equipment in the event of theft or damage caused by fire or theft. If you own a car that is less than 12 months old and a theft or a total loss occurs, Norwich Union will replace the car with an identical model subject to availability.

If you are a young driver, own a grey import or a classic car, Norwich Union may be able to provide you with a car insurance quotation. Certain grey import cars are not covered, therefore, contact the company for details.

Rapid Bonus policies are offered to young drivers struggling to build their no claim bonuses. The idea behind the scheme is that a young driver can obtain one years no claim bonus after just nine months which means that over a five year period a full no claims bonus could be achieved in 45 months instead of the usual 60 months. Additional discounts apply for those who also complete the Passplus scheme.

Collectors car is the product name for the classic car insurance offered by Norwich Union and is designed for people whose second car is a classic. This provides comprehensive insurance coverage for cars that cover less than 3,000 miles annually and are manufactured before 1990. The vehicle can be insured on either an agreed valuation for an additional premium or market value basis. Included within the policy is free breakdown assistance.

Please note, conditions and policy limits will apply for all of the insurance products mentioned above, please contact the insurer concerned for more information.

Norwich Union car insurance quote