Older Drivers Car Insurance

Information On Getting Insurance Cover If You're An Older Driver

In the last two decades many car insurance companies have established through experience and research that older drivers over the age of 50 are less likely to make a claim on their car insurance than their younger counterparts. Several companies have introduced specific car insurance products targeted at older drivers with the aim of reducing premiums whilst still offering high levels of cover.

Notable features on some leading car insurance policies aimed at older drivers worth looking out for include ‘any driver’ cover. If you were suddenly unable to continue during a journey following a medical emergency, anyone with a full driving license could drive the car. Get you home insurance cover is another feature offered by some policies that provides a small amount of compensation for you and a specified number of passengers to help pay for any additional traveling and accommodation costs following a car accident.

Before deciding to get a quote for car insurance for older drivers from either a company, broker, or intermediaries, it may be worth spending a little time doing some research to find if you are eligible. For example, if you are thinking of purchasing comprehensive insurance cover for your car, establish whether the value of the vehicle is the minimum amount specified. The number of years you have not made an insurance claim could also be a factor in determining whether you can get a quote or protect your no claims discount. Also, remember to find out what the excess is, you maybe surprised to learn that standard excess levels offered by some companies can be a high as £150 if you have to make a claim on your car insurance.

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