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Zurich Car Insurance

Information for car owners interested in Zurich's comprehensive cover and third party insurance policies

Zurich offer three different car insurance products in the market place, these consist of two comprehensive insurance policies and a third party fire and theft policy. There is the option to pay monthly and if no claims have been made in the last 5 years, up to 65% no claims discount is offered. All polices provide uninsured loss recovery and legal expenses, emergency medical costs, manslaughter defence costs, legal liability to third parties and driving other cars on a third party basis only subject to conditions. Optional features which are available to all policies include protecting your no claims discount and UK or European breakdown insurance.

Car Solutions is Zurich’s premier comprehensive policy and offers additional features on top of the standard comprehensive package. These include cover for replacement locks following loss or theft of keys. If the car is left unattended cover is provided for the loss or theft of wheelchair or pushchair or concealed personal belongings. Personal accident, Hospital benefits and medical expenses are also included up to set limits. Another feature which is applicable to new car owners is Zurich’s promise to replace your car with a new car during the first year of registration if car repairs exceed 60% of the manufacturer’s list price including VAT. For those car owners who take their car abroad, loss or damage to luggage trailers up to a set limit is included and there is the freedom to drive in European Union and associated countries for up to 60 days for any one trip. A free courtesy car is also provided on the understanding that you use Zurich’s recommended repairer and if the car is deemed a total loss there is 4 days free use. If you break down over 1 mile away from the home free breakdown assistance and recovery is also available.

Please note, conditions and policy limits will apply for all of the insurance products for cars mentioned above, please contact the insurer concerned for more information.

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